Decent health insurance policies are really hard to come by these days. Especially when you consider that some people drink Bac Water, why would they be presented with decent insurance policies. People are getting more and more stupid these days.
To be honest, I don't even know. Because on the one hand it is very profitable, and sometimes on the contrary - just useless. When I had my appendicitis removed, the insurance almost completely covered the operation. But when I needed a walker here after I broke my leg, I was denied coverage. That's why you should take out insurance with a competent lawyer and read the terms and conditions carefully.